Unlock Your Property’s Value Without Losing Ownership

Smart liquidity solutions designed to protect your assets while fueling your growth.

 

The common dilemma for individuals and businesses with substantial wealth is generating significant cash flow without liquidating valuable, appreciating assets. Owning property or other high-value assets—be it residential real estate, commercial buildings, or industrial plots—should offer financial flexibility, not rigidity. A Loan Against Property (LAP) is the sophisticated tool that resolves this: it allows you to unlock essential liquidity to meet business needs, fund major expenses, or seize new investment opportunities, all while you retain full ownership and control of your asset.

However, borrowing against a major asset is a serious financial commitment that, if not structured with care, can lead to over-leverage and jeopardize your long-term security.

 

Our Asset-Backed Financing Strategy Service

Our consultancy specializes in creating a secure, optimized financing plan for your Loan Against Property. We transform the complex process of asset-backed lending into a clear, risk-managed strategy that maximizes your available capital while rigorously protecting your foundational wealth.

1. The True Valuation and Capacity Assessment

We conduct a rigorous, two-part evaluation to establish the parameters for your loan:

  • Asset Valuation

  • Repayment Ability Analysis

2. Tailored Financing Structure

LAP is flexible, and we tailor that flexibility to your specific needs:

  • Goal Alignment

  • Maximizing Liquidity Safely

Features & Benefits 

 
Flexible Repayment Tenure Advisory: up to 15 years for comfortable EMIs

Transparent Valuation & Processing: clear guidance with no hidden costs

Liquidity Without Selling Assets: keep your property while accessing funds

Customized Structuring: repayment aligned with cash flows and income growth

End-to-End Guidance: from valuation to loan disbursal

Balance Transfer & Top-Up Facility: switch to better terms or borrow extra when needed

✅ Tax Efficiency: advice on eligible deductions (if loan used for business purposes)

Risk Protection: strategies to avoid over-leverage and safeguard your property

Our Comprehensive Pricing & Plans

Basic

Essential advisory for small-value property-backed loans.
999 One time
  • Advisory on Loan up to ₹50 lakh
  • Valuation assistance
  • EMI planning basics
  • Guidance on tenure selection
Popular

Standard

Guidance for medium-value property loans with strategic structuring.
2499 One-Time
  • Advisory on Loan up to ₹5 crore
  • Repayment structuring consultation up to 15 years
  • Transparent processing support
  • EMI & tenure planning guidance

Premium

End-to-end financing strategy for high-value loans
4999 One time with full support
  • Advisory on Loan up to ₹10 crore
  • Advisory on Tailored repayment schedules
  • Risk management to avoid over-leverage
  • 1. End-to-end advisory until disbursal